Effective Date: December 29, 2025
Welcome to Policies 247. These Terms of Service ("Terms") outline the rules and conditions governing your use of our website, communications, and related resources, including auto insurance, home insurance, extended warranty information, educational materials, and SMS/email updates. By accessing or using our site, you agree to be bound by these Terms. If you do not agree, you must stop using Policies 247.
These Terms represent a legally binding agreement between you ("User," "you," or "your") and Policies 247 ("Company," "we," "our," or "us").
You must be at least 18 years old and legally able to enter into contracts to use Policies 247. By accessing our site, you confirm that you meet these requirements.
Policies 247 offers informational resources, guides, comparisons, and tools to help users understand auto insurance, home insurance, and extended warranty options. We do not sell, underwrite, or provide insurance policies or warranty contracts. At times, we may include references or links to third-party providers. Any engagement with such providers is at your discretion and governed by their own policies, not ours.
By using Policies 247, you agree to:
If you register an account with Policies 247, you are responsible for keeping your login details secure and for all activity that occurs under your account. Notify us immediately of any unauthorized use. We are not liable for losses caused by your failure to safeguard your credentials.
By choosing to receive SMS updates from Policies 247, you agree to the following:
Providing consent to receive SMS updates is not required to access Policies 247 resources.
All materials on Policies 247 including articles, graphics, logos, and design elements are owned by Policies 247 or its licensors and are protected under copyright and trademark laws. You may not copy, alter, or distribute our content without written permission.
Policies 247 provides its website and resources "as is" and "as available." We make no warranties regarding:
To the maximum extent permitted by law, Policies 247 shall not be held responsible for any damages direct, indirect, incidental, consequential, or punitive resulting from your use of or inability to use the website. This includes, without limitation, losses related to insurance decisions, policy details, warranty coverage, or communication errors.
You agree to indemnify and hold harmless Policies 247, its employees, affiliates, and partners from any claims or liabilities resulting from:
We may revise these Terms from time to time. Updates will be posted on this page with a new effective date. Continued use of the website after such changes indicates your acceptance of the revised Terms.
We reserve the right to suspend or terminate your access to Policies 247 if you violate these Terms, engage in unlawful activity, or where termination is required by law. Once terminated, your right to use the website ends immediately.
These Terms are governed by the laws of the United States, without regard to conflict-of-law rules. Any disputes arising under these Terms shall be resolved exclusively in the appropriate state or federal courts. By using Policies 247, you consent to the jurisdiction of these courts.
If you have questions about these Terms, please reach us at:
Policies 247
Address: 8051 N. Tamiami Trail STE E6, Sarasota, Florida 34243
Phone: (833) 693-2026
Email: info@policies247.com
Website: www.policies247.com
Policies247 is an independent, educational platform that tracks and explains auto insurance, home insurance, auto warranties, and home warranties. By completing the steps, you will receive SMS updates and informational messages that highlight cost-related trends, coverage differences, policy structures, and common pricing factors across the insurance market. Messages are intended to increase awareness around how coverage and costs are commonly structured, helping readers better understand insurance topics without selling insurance, providing quotes, or recommending providers.